Health Quotes Michigan.com
    Authorized Independent Agents for Blue Cross Blue Shield of Michigan		 Call 866-728-1879

.: Home
.: About Us
.: Blue Cross Plans
.: Family, Individual Plans
.: Contact
.: Seniors Health Quotes

.: Short Term Medical
.: Medicare Supplement 
.: Life
.: News: To Your Health
.: Matthew Packer                      .: Dental Vision Plans
.: Accident Plan
.: Maternity Benefits Plans

 


Member Rochester Regional Chamber of Commerce

Seniors Medicare Supplement Insurance

United of Omaha - Mutual of Omaha

Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it.  Such costs could be prescription drugs, deductibles and coinsurance.

A Medicare supplement insurance policy helps pay some of the expenses not covered by Medicare. Whatıs more:

  • Your out-of-pocket health care costs are reduced
  • You choose your own doctors, hospitals and other health care providers
  • Your benefits increase along with Medicareıs deductibles and co-payments depending on your plan's coverage

With companies offering the same standardized insurance plans, your Medicare supplement choice comes down to price and a companyıs service, reputation and experience with Medicare supplement insurance policies.

Why choose us for your Medicare supplement insurance?

A Mutual of Omaha company since 1926, United of Omaha Life Insurance Company offers a diversified portfolio of life insurance, fixed annuities and other insurance, including Medicare supplement policies. When you own a United of Omaha Medicare supplement insurance policy, you get the reputation of Mutual of Omaha and its affiliates which have been providing quality insurance and financial products since 1909.

Value-added Customer Service

  • Medicare supplement Parts A and B electronic claims processing eliminates your paperwork hassles
  • Friendly, professional and knowledgeable customer care representatives

You could have the financial value and security you seek in your health care coverage with a Medicare supplement policy.

Determine Your Need

As we age, our health care expenses generally increase. Medicare pays many of those costs, but not all.

Original Medicare pays for many health care services and supplies, but it doesnıt pay all of your health care costs. You must pay these expenses which are often deductibles, coinsurance and co-payments.

For a monthly premium, a Medicare supplement insurance policy helps you pay all or some of these costs, depending on the policy you choose.

A Medicare supplement insurance policy is for people on Medicare who want:

    * Help paying for some health care costs
    * To keep their own doctors and hospitals and choose their specialists and other health care providers
    * To budget for the premium and not worry about high out-of-pocket expenses
    * First-dollar coverage ı donıt have to pay deductibles or co-payments every time they see a doctor 
    * Their benefits to increase along with Medicareıs deductibles and co-payments
    * To be covered everywhere in the U.S.
    * Their providers to file the claims so they donıt have to hassle with paperwork
    * Guaranteed renewable insurance so they can keep their policy as long as they pay their premiums on time

Plan Details

From basic to comprehensive coverage, there's a United of Omaha Medicare supplement insurance policy for your specific needs and budget. 

Our Medicare Supplement Insurance Policies

There are 12 federally standardized Medicare supplement insurance plans (Plans A-L).  Insurance companies must offer Plan A and may offer any other plans. We have a policy that helps meet your needs and budget.

Benefits

Most Medicare supplement insurance policies pay these basic benefits: 

  • Medicare Part A hospital deductible ($1,024 in 2008), coinsurance plus coverage for 365 additional days after Medicare benefits end
  • Medicare Part B coinsurance (generally 20% of Medicare approved expenses)
  • First three pints of blood each year

Additional benefits, depending on the plan you choose, pay you for:

  • Medicare Part B deductible ($135 in 2008)
  • Medicare Part B excess charges
  • At-home recovery visits
  • Foreign travel emergency care

How to Select the Right Plan for You

As we age, our health care expenses generally increase and we see the doctor more frequently.

Ask yourself whether you could budget for any of these Medicare Part B costs and choose a Medicare supplement insurance policy according to your needs:    

  • Medicare Part B calendar-year deductible, $135 in 2008
  • At-home recovery visits for assistance for activities of daily living for your recovery from an illness, injury or surgery
  • Charges for excess benefits ı Your bill for Medicare Part B services and supplies may exceed the Medicare-eligible expense, leaving you to pay the difference on your own. A Medicare supplement policy can help you pay the difference. 
  • Emergency care received outside the U.S.

In most cases, benefits are paid directly to your providers.

For more information and your free quote...

Michael Packer - Independent Agent - 866-728-1879

Click here for your copy of the brochure from United of Omaha 

Click here for the Official Medicare Handbook

 

 

 


 
Copyright 2008 Health Quotes Michigan All rights reserved. | Login